介绍 Oracle Net Suite 中的电子银行支付 EFT 和 DD
目录
原创 Linda Chang [ 爱记不记的记忆碎片 ](javascript:void\(0\);)
** 介绍Oracle NetSuite中的电子银行支付： **
**EFT和DD**
本文作为Oracle NetSuite中电子银行支付的信息指南，涵盖了Electronic Funds Transfer （EFT）和 Direct
Debt（DD）。重点介绍了该功能的优势，必要的设置要求以及部署过程。
This article is your comprehensive guide to Electronic Bank Payments within
Oracle NetSuite, covering both Electronic Funds Transfer (EFT) and Direct
Debits (DD). Explore their functionalities, benefits, setup essentials, and
the seamless deployment process.
**什么是电子银行支付？**
Understanding Electronic Bank Payments
在Oracle NetSuite中，电子银行支付利用内部数据生成支付文件，通过银行portal 上传，与供应商、员工和客户之间实现无缝交易。
Electronic Bank Payment within Oracle NetSuite leverages internal data to
create payment files for effortless interactions with vendors, employees, and
customers through bank portal uploads.
**电子银行支付包括两个独立的过程：**
Electronic Bank Payment encompasses two primary processes
**Electronic Funds Transfer （EFT）：** 该功能用于无缝处理供应商账单、员工费用和客户退款等银行支付。
**Direct Debt（DD）：** 该功能使企业能够高效地从客户处收取银行支付。
**Electronic Funds Transfer (EFT):** This functionality streamlines bank
payments for vendor invoices, employee expenditures, and customer
reimbursements.
**Direct Debits (DD):** This feature enables businesses to efficiently receive
bank payments from their customers.
**在Oracle NetSuite中使用电子银行支付的优势?**
Advantages of Electronic Bank Payment in Oracle NetSuite
在Oracle NetSuite中使用电子银行支付能够显著提高支付过程的速度、准确性和整体效率，从而实现财务管理的改善和成本节约。其中的优点包括：
1\. 提高效率：通过充分利用Oracle NetSuite的企业资源计划（ERP）功能，可以存储关键数据并创建一站式流程，之后再将文件导入银行portal
。自动化流程减少了人工干预，节约了资源，并降低了人为错误的可能性。
2\. 强化安全性：Oracle
NetSuite的系统审计功能确保全面跟踪数据，保持数据完整性。通过设置工作流程，实现适当的审批和沟通过程，从而最小化未经授权或错误交易的风险。此外，如果公司财务团队在银行门户中处理支付时，出现信息无法通过交叉验证的情况，将显示错误代码。这个功能可以帮助财务团队及时发现并解决支付过程中可能出现的问题，提高支付准确性和安全性，确保支付的顺利进行。
3\. 便捷和灵活性：Oracle NetSuite中的电子银行支付支持多种货币和批量支付，适应各种业务场景，简化支付处理。
Implementing Electronic Bank Payment in Oracle NetSuite yields substantial
benefits for the payment process, enhancing speed, accuracy, and overall
efficiency. This results in improved financial management and cost savings.
Key advantages include
1.Enhanced Efficiency: Utilizing Oracle NetSuite's ERP capabilities, critical
data is harnessed to establish a streamlined, one-step process for importing
files into the bank's portal. Automation diminishes reliance on manual input,
freeing resources and reducing the potential for human errors.
2.Robust Security: Oracle NetSuite's system audit trail guarantees
comprehensive data tracking, preserving data integrity. Workflow
implementation facilitates proper communication and approval procedures,
minimizing unauthorized access or erroneous transactions.
3.Convenience and Flexibility: Electronic bank payment in Oracle NetSuite
accommodates multi-currency transactions and bulk payments, adapting to
diverse business scenarios and simplifying payment processing.
**电子银行支付设置：**
Setting Up Electronic Bank Payments
要在Oracle NetSuite中启用电子银行支付功能，请按照以下步骤进行设置：
1\. 配置许可：确保先获得Advanced Electronic Bank Payment License。
2\. Bundle和SuiteApp下载：下载NetSuite SuiteApps许可证客户端和电子银行支付Bundle*。(可能须在特定时间内进行安装)
To enable Electronic Bank Payment functionality in Oracle NetSuite, follow
these crucial steps
1\. Advanced License Provisioning: Ensure the availability of the Advanced
Electronic Bank Payment License before proceeding with the setup.
2\. Bundles and SuiteApp Download: Download the NetSuite SuiteApps License
Client and the Electronic Bank Payments Bundle*. (Note that some bundles may
have specific time restrictions for installation.)
3.ERP数据准备：在使用该功能之前，确保导入必要的主数据，如会计科目表、客户、供应商和项目，下列的功能并在ERP系统中进行正确的激活。
3\. ERP Data Preparation: Ensure that essential master data, such as the chart
of accounts, customers, vendors, and items, are imported before utilizing the
feature. Activate the following features within the ERP system
4 银行详细信息配置：手动输入或导入银行信息至相关客户/供应商主数据，并在相应主数据的银行支付子标签下配置银行详细信息。
主数据路径：列表 -> 关系 -> 客户/供应商主数据
4\. Bank Details Configuration: Manually create or import bank information
under the relevant Customer/Vendor master data. Configure bank details within
the bank payment subtab of the respective master data.
Master data routing : List - > Relationship -> Customer /Vendor Master data
除了客户/供应商的银行信息外，管理员
可以通过“付款” -> “银行详细信息”来设定公司的银行信息。
In addition to customer/supplier bank details, administrators can set company
bank details via Payments -> Bank Details.
**5\. 文件柜组织**
：在NetSuite文件柜中创建指定文件夹，以便高效地存储使用电子银行支付的每个支付文件。优化文件管理对于流程的顺利进行至关重要！
**5\. File Cabinet Organization** : Create designated folders within the
NetSuite File Cabinet to efficiently store each payment file used by the
Electronic Bank Payments SuiteApp. Well-organized file management is crucial
for streamlined operations.
6\. 用户偏好设置：在Oracle NetSuite中，有一些设置可以满足特定的业务需求。例如，电子银行支付中的“Payment
Aggregation”默认支付处理方式指的是，即每笔支付分别支付给每个收款方（供应商或员工）。然而，通过启用“Payment
Aggregation”选项，企业可以根据不同的标准将支付分组，例如按采购合同进行分组，从而实现更高效和定制化的支付处理。另外，根据支付金额的不同级别，还可以设置不同的审批人员。
设置电子支付偏好的路径：支付 -> 设置 -> 电子支付偏好
6\. User Preference Settings: Adjust settings to match specific business
requirements. For instance, Payment Aggregation in Oracle NetSuite allows
grouping payments based on criteria like purchase contracts, enabling
customized payment processing. Approval routing and other settings can be
configured accordingly.
Electronic Payment Preference setting routing : Payment - > Set Up ->
Electronic Payments Preference
支付聚合设置路径：支付 -> 设置 -> 支付聚合
Payment Aggregation set up routing : Payment - > Set Up -> Payment Aggregation
审批设置路径：支付 -> 设置 -> 银行详细信息
Approval Routing set up routing: Payment -> Set up -> Bank Details
**客制化开发选项：**
对于没有预先设置模板的银行，Oracle
NetSuite开放客制化模板开发的权限，以满足客户需要使用各个银行的对应格式要求和功能需求。关于客制化模板细节又可以是下次另开的一个主题啦！
Customization Options: If specific bank templates are not readily available,
customization options allow tailoring payment files to meet individual bank
format requirements and functional needs.
下列以在新加坡有的银行模板为例子
(eft)
(DD)
**结论**
通过采用Oracle
NetSuite中的电子银行支付，企业能够提高效率、安全性和便捷性，优化支付流程。遵循设置指南将使组织能够优化财务交易，改进整体财务管理实践。
**Conclusion:**
Embracing Electronic Bank Payment functionality within Oracle NetSuite brings
forth a multitude of benefits, including heightened operational efficiency,
elevated security, and unparalleled convenience for businesses. Following the
recommended setup process empowers organizations to harness this feature
effectively, optimizing financial transactions and fortifying overall
financial management practices.
作者：Linda Chang
审核：Yan Chen
编辑：朱思聪
